Financial Cycles:
There are three distinct stages in the lifetime Financial Cycle: Foundation, Accumulation and Dispersion. At which stage are you?

In the early years, your financial foundation is built.   During the accumulation years you are typically creating wealth and growing your assets in preparation for retirement.  The senior years are for enjoying the fruits of your labor, free from financial worry, by generating a reliable and predictable stream of income.

At CLK Investment Advisors, it is our fiduciary responsibility to act in good faith to attempt to REDUCE MARKET RISK, PROTECT ASSETS that you have worked hard to accumulate, and MAXIMIZE  INCOME derived from the assets while concurrently  REDUCING TAXES.

Direct Investments:
Direct investment in tangible, or hard assets, such as real estate, leased equipment, and energy resources, is an alternative asset class you may want to consider adding to your portfolio. When you invest this way, you own a share of the actual assets of an operating company and may benefit from the assets' value, typically the income they produce.

One way to put money into tangible assets is through investment programs called Direct Participation Programs (DPPs). The most common DPPs are non-traded Real Estate Investment Trusts (REITs), equipment leasing corporations, and energy exploration and development limited partnerships

Finding a Good Fit:
Since direct investments are not always publicly traded, you must meet certain financial thresholds in order to participate. While these qualifying levels are lower than the thresholds for private equity or hedge fund investments, they have the same purpose: to help ensure that you can afford to commit money to a long term investment where your principal could be at risk.

There usually aren't specific age restrictions for purchasing DPP shares. If you're an older investor, you and your financial adviser may approach these investments not only as a source of potential income for yourself but, if you should die during the term, as a way to provide income for your heirs. Shares can be transferred without penalty to an individual or a trust. But you may want to check with your legal and tax advisers about possible tax consequences for the recipients.